Clarification on the IRA "two year rule"

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bullpoop
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#1 Mon Oct 22

I am considering leaving my current employer with whom I set up a simple IRA. However, I have not had the IRA open for more than two years. If either I or my employer discontinue to make contributions, will I get hit with the "two year rule"? Can I just make small contributions, and then roll it over after the two years have passed? Thanks

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General Discussion

Clarification on the IRA "two year rule"